Louisville | Mt Washington ☰ ˟
Logo
 Louisville 502-937-1353 | Mount Washington 502-251-3500
  • Home
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Locations
    • BlogImage of right arrow
      • Do I Have to Start a New Insurance Policy When I Move States?
    • Employee Directory
    • Our Providers
    • Certificate Request
    • Proof of Insurance
    • Reviews
    • Contact Us
  • Products
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Medical Payments Coverage
      • Personal Injury Protection (PIP)
      • Rental Reimbursement
      • Uninsured & Underinsured Motorist Coverage
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Landlord Insurance
      • Scheduled Property Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Long Term Care
      • Mortgage Protection
    • Powersports Vehicle InsuranceImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Snowmobile Insurance
    • Other Personal Insurance
    • Jewelry Insurance
    • Pet Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Condo Association Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Convenience Store and Gas Station Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Garage Insurance
      • Handyman Insurance
      • Hotel Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • HVAC Contractors Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Uber Insurance
      • Vacation Rental Property Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Cyber Liability Insurance
      • Employment Practices Liability Insurance (EPLI)
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Individual Life Insurance
    • Farm InsuranceImage of right arrow
      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
  • Contact Us
    • Meincken Insurance Services
    • Location & Hours
    • Get A Quote
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Power Sports Icon

Power Sports

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Products > Auto-Insurance > Uninsured and Underinsured Motorist Coverage | Louisville, KY and New Albany, IN

Uninsured and Underinsured Motorist Coverage in Louisville, KY and New Albany, IN

NOT EVERY DRIVER IS A RESPONSIBLE DRIVER.

As a safe driver, obeying street signs, speed limits, and always using your turn signals is routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected.

Unfortunately, some drivers on the road don’t share the same safety precautions as you. And if you’re involved in an accident with a motorist who doesn’t have the right coverage, you may have to take care of any medical payments, damages, or other expenses with money from your own pocket.

IT’S IMPORTANT TO BE PREPARED FOR EVERYTHING

Uninsured/Underinsured Motorist Coverage can give you the assurance that your medical expenses will be covered. In cases where the at-fault driver does not have liability insurance, Uninsured Motorist Coverage may cover expenses caused by the a covered accident.

There are two distinct kinds of coverage included in an Uninsured Motorist Coverage Policy:

  • Uninsured Motorist Bodily Injury (UMBI) can cover income losses, medical bills, or other expenses for you and your passengers. 
  • Uninsured Motorist Property Damage (UMPD) can cover damage to property, including your car.

Underinsured Motorist Coverage may cover damage related to an accident where the other driver’s insurance policy limits were not enough to cover the full cost of damages. Like Uninsured Motorist Coverage, this coverage includes both bodily injury and property damage.

Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it’s important to contact Meincken Insurance Services to find out how you can be prepared for any situation on the road.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.

Products underwritten by Nationwide Mutual Insurance Company and affiliates. Columbus, Ohio. Vanishing Deductible, Nationwide, the Nationwide N and Eagle, and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. © 2018 Nationwide.

Contact Us Today!
502-937-1353

Social Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

6801 Dixie Hwy 216
Louisville, KY 40258

P: 502-937-1353

975 N Bardstown Road, Suite A
Mount Washington, KY 40047

P: 502-251-3500

© Copyright. All rights reserved. | Powered by Insurance Website Builder